Lifestyle Blogger

One of the most vital expenditures that you can make as a business owner is commercial property and liability insurance. Every type of business, from sole proprietorships to limited liability organizations, has to have proper protection against potential hazards and legal obligations. This article will discuss the reasons why trade insurance is so important for any organization as well as the ways in which it can assist in protecting a company from unforeseen events. There are several advantages and importance of trade insurance in business which also involves the public liability for tradesman which is a coverage that protects a business if a member of the public gets hurt, loses something, or has their property damaged because due to carelessness. 

It can attract employees.

In a competitive job market, some people have the right skill set, which means they can pick and choose their employers. One of the things potential employees will consider is whether the job comes with perks, including insurance. You can create an even more attractive prospect by adding other perks, such as disability insurance if someone is injured on the job.

It's not uncommon for both vendors and consumers to fail.

The possibility of not being paid is a very serious one to consider. Let's imagine that your company frequently pays for goods or services in advance, but what happens if one of the firms that you do business with declares bankruptcy? For example, due to the laws of the UAE, it may be quite some time before your creditors get around to contacting you. Book Five of the Business Transaction Law, generally known as Law 18, contains the provisions governing bankruptcy in the UAE. The results of this give a rating to the creditors. Wages for workers are paid out first, followed by taxes collected by the government and any other public money that was used to cope with the liquidation. When this occurs, only then does the focus shift to the remaining creditors. The system of insurance that was used is called public liability insurance.


Have two minutes to work out? Then you have sufficient time to reduce your risk of heart disease, cancer, and potentially premature death, according to a study published online by the European Heart Journal on October 27, 2022.

Researchers examined over 72,000 adults, with an average age of 62, who lacked cardiovascular disease or cancer. The participants wore a wrist-worn activity monitor for one week. The device measured their total activity, vigorous activity, and the frequency of at least two minutes of vigorous activity. (During vigorous exertion, it is typically impossible to speak in complete sentences.)

It has been a long weekend, and Monday wasn't the best and greatest start, but I am thankful for life. Over the years, I have never loved the act of working for another person; I dislike the concept, but I also acknowledge the fact that you need to work and plan before going off the day-to-day job.

Ever since leaving Ukraine, I have faced challenges, but one of those is working in a toxic environment. I value my life journey greatly, but I decided to share it because I want to hear your thoughts and share my experience.

When I arrived in the U.K., I applied for different jobs and had different options, but I decided to go for my current job. We started off with Zoom meetings and went to work on-site. On the first day of my job, I met the boss, and I called him sir, but he said he doesn't like titles and that I could call him by his name. I understood because not everyone likes titles.

I remember him trying to kiss me inside the elevator, which was strange because it was on the second day of working on-site. It was so sudden, and I never expected it, but my reflex was so active that I turned my face away. I made the mistake of not telling my husband. I remember saying to myself that if I informed my husband, he wasn't going to be happy and he might discourage me from working in this company, so I just decided to keep it to myself and distance myself from my boss. As I progressed in my job, my boss started making some gestures that weren't normal to me, which I ignored, and later I decided to tell my husband, who was mad but understood.

 
I will give you all the details about everything, but as it stands now, I have declined everything my boss is throwing at me, and he is angry and keeps acting up from time to time. I am not bothered because I am planning to leave. I only wanted to work here for a while, then leave and go back to working in the hospital and being the doctor that I am.

Life can be crazy at times because there are crazy and lustful people in this world. I recall my boss telling me he wanted to marry me, and I politely declined. He is Muslim and married, but I guess he needs more wives, which is not my business because I do not want to be part of that. The best thing I did was the protect my mental space. I will blog about the full story, but for now, how do you like my outfit?

I decided to wear these Khaki Drawstring Pocket Cargo Trousers (Bianca from Femme Luxe) and an H&M satin blouse to work, which is available in different colors, and I got it in both pink and orange. I wore this outfit last week, and I liked the way I looked. Dressing for work isn't something I have to think about; it just happens. I wake up and wear what I feel like wearing, or I just pick out the clothes in my head or iron the clothes the night before or in the morning; it's not a fixed routine for me anymore.

I got my Chunky leather high-heel platform sandals from Zara.


I took these photos on my way to work, and I remember a woman looking through her car windows and saying I look so beautiful. Drivers were smiling at me while the wind was doing its magic. I appreciate every one of them. Fashion can be fun, and that is the only type of fashion I wear; discomfort isn't my thing, and I hate being uncomfortable.

Cargo pants are super cool because of their comfort. Femmeluxe.co.uk has lots of cargo pants in different colors. You can get affordably priced white dressesblack dresses, and denim shorts.

Let me know what you think about the cargo pant trend: hit or miss?

 

  




I do not know how some people like me, lol, still go out without sunscreen. I literally used to go out without wearing sunscreen; the sun is not friendly to your skin, and I found out and changed even though I have written lots of articles about it. I still have setbacks, such as my sunscreen finishing and I getting lazy to go get a new one or forgetting to apply sunscreen, but I have disciplined myself to be consistent and always use it, and here are the benefits of always applying the Nivea nourishing day cream I have seen so far.

1. Brighter skin appearance
2. Prevent sunburn.
3. Skin cancer
4. premature aging



 

I have been using the Nivea nourishing day cream with 24 hours of moisture and natural almond oil for dry and sensitive skin with SPF 15. I like this product because after applying it, it dries very fast and doesn't make your skin oily or feel too heavy. It is very light, and I always feel comfortable, and it blends so well with makeup and doesn't cause sweating or leave any residue.

The SPF (Sun Protection Factor) scale is not linear:

• SPF 15 blocks 93% of UVB rays
• SPF 30 blocks 97% of UVB rays
• SPF 50 blocks 98% of UVB rays

Book a stay that is just as stylish as one of the world's most fashionable cities if you want to really experience it. Here is a list of seven of the most stylish places to stay in Paris, ranging from lavish suites where the decor is inspired by a novel written in the 19th century to a boutique hotel located in the heart of the city that is housed in a building that is typically French.

COQ Hotel Paris

The COQ Hotel Paris is in the 13th arrondissement, which is a very diverse area. The name COQ stands for "Community of Quality." Its warm and welcoming public spaces, which include a sun- and plant-filled conservatory, a comfy sitting room with a fireplace, and a stylish and minimalist breakfast room, are examples of the homey spirit that permeates the establishment. You can anticipate muted, natural colours and eye-catching mid-century furnishings in this exceptional presentation of the Parisian style's understated aesthetic. In addition, a delicious traditional French breakfast consisting of fresh loaves of bread, croissants, fruit juices, and jams is provided.

Hôtel Montecristo

The famed French author Alexandre Dumas is responsible for penning the novel The Count of Monte Cristo, which served as the inspiration for the opulent design at Hôtel Montecristo. Tapestries, rattan furniture, and plush velvet upholstery can be found in the suites, all of which combine to create an atmosphere that will take you back in time to the 19th century. You can read yourself to sleep by the light of a painted ceramic lamp with a fringed lampshade or fall asleep while gazing at magnificent mural panels that are mounted over your bed. Bar 1802 in this hotel has the largest assortment of rum in all of Paris, so make sure to stop by there before you check out. Alternatively, there's the indoor pool, which features exotic plants, candles, and tiles in the style of Morocco, plus a sauna.

Hôtel Henriette

The charming Hôtel Henriette can be found on a peaceful street that borders the Latin Quarter in Paris. Inside, a floral-print fabric and patterned wallpaper create a relaxing atmosphere, which is enhanced by subtle details like vases filled with fresh flowers. The rooms are bright, colourful, and full of character, and they have vintage mirrors and parquet flooring. The apartments border a little courtyard area that is filled with greenery. Before venturing out to discover the neighbourhood's many points of interest, such as the well-known pedestrianised market street Rue Mouffetard and the Luxembourg Gardens, start your day with a cup of coffee served in a fine porcelain mug.

Chouchou Hotel

The beautiful Chouchou Hotel was given its name after a French expression of endearment, and it is affectionately covered in blue and white (a colour scheme that is characteristically French)—from the striped awnings gracing its attractive exterior to the marble and wood-panelled bar. The hotel draws both residents and tourists to its frequent live music events that it hosts as well as to its food hall-style restaurant, where you can discover good French wine and specialities like oysters and saucisson. The hotel also hosts live music events on a regular basis (dry-cured sausage). Upstairs, suites pay respect to French culture by having names like "La Vie en Rose," which is a tribute to the singer Edith Piaf, or by having framed images of the French legend Serge Gainsbourg.


Do you like listening to the radio just like I do? Oh my gosh, I love listening to the radio... It keeps me entertained and connected to what’s going on in the city where I reside. The fact that this radio is so portable is the cherry on top. No, tell me you don’t love this radio. It is giving off a rich vintage vibe.

For me, it was love at first sight. I used to buy mp3 players and radios during my secondary school days, but because I went to a boarding school, it was forbidden to use a radio or any other device like that. My school couldn't separate me from my radio because I was very careful and used it only after the lights went out (sleep time), but one day something happened.

I took my radio to night prep, which is a time when we all get to read and meet with our study group in the evening. I was a senior student and enjoyed the pleasure of being in senior secondary. I purchased a big radio that has a cassette player, rechargeable lantern, and radio. It was so popular at that time, and if you had that particular brand, you were seen as a big girl in school, so you should have that.

I got carried away one night during night prep because I was so hyped for some reason I can't remember. I was listening to my radio at night prep instead of reading, and the boarding house master came and seized my radio, and you know what? When the school seizes such items, you cannot get them back.

Normally, when we play music late at night, we keep a close eye out for the boarding house master, but I didn't see him coming, and he caught me red-handed.

I missed my radio so much since I loved listening to the midnight blues, and there was a programme that was one of my favorites; it was a programme whereby people call in and express or send love to the people who they love on the radio, or pick a song that the radio host would play for their loved one. I enjoyed that programme so much, but when my radio was seized, I wasn't happy, and my Saturdays were especially boring.

But one day, something happened. I was going to the boarding house master's quarters to buy snacks, and I saw that the master who seized my radio had brought out lots of seized items and kept them in front of his door. There were lots of contrabands seized from students, but I was lucky to spot my radio, and immediately I picked it up, hid it, and walked straight to my classroom. And we lived happily ever after with my radio while being careful.

I have always loved radios, and this Muzen OTR Portable Radio is more than just a small box; it is like my little communication buddy.

So let me start by introducing my buddy; I call her Ogadi, but she is popularly known as the MUZEN OTR Portable Retro FM Radio Bluetooth Speaker-Walnutwood, and she has the following features:

When this radio arrived, it was well packaged. It comes in a light brown leather bag that screams class. Oh my, when I opened the package, I was like, "Yeah, what in God's name is this lovely packaging?" I loved how protected it was from damage.

Here is a picture of the light brown leather bag. This bag can't just be for a radio, no way; I had to take a picture with it to add to my outfit. Isn't it so lovely?

The OTR WOOD portable radio

Model: MW-2I

Input: 5V-500mA

Li-ion 3.7v 100mAh

Mfr. Shenzhen Airsmart Technology Co., Ltd.


BLUETOOTH
This device comes with a Bluetooth module that lets it connect to all other Bluetooth-enabled devices. It is not picky, and it establishes a connection quite quickly. Both my iPhone and Android devices connect to Bluetooth.

FMThis is the reason why I look forward to the evening and after-work hours. After work, while I am disinfecting my phone, bag, and laptop, I just turn on the radio, and the calmness it gives me can’t be explained. At night when I am about to go to bed, the radio station plays lots of cool music, and I also get to listen to the radio before going to work, which keeps me updated with everything happening around me. I remember finding out that Nicolas Sturgeon resigned. It was an interesting conversation over the radio, with different people calling in to give their input and rate her service. I also learned about the plan for Scotland's law on low-emission zones. Other than that, I've kept myself entertained and informed by listening to the radio. This radio supports a frequency range of FM 87–108 MHz with good reception.


ANTENNA: This antenna is designed to help improve reception on your OTR Wood radio. (Detachtable).

AUX: This is basically an audio input, to which you may attach any player that you choose. This could be anything from an outdated cassette deck to a cutting-edge player like an mp3 player or even a smartphone.


MUZEN AUDIO: I call this speaker "small but mighty" because of its superior sound quality, wireless connectivity up to 32.8 ft, and lossless, crystal-clear sound from the 5-watt power amplifier processing, both outdoors and indoors.

DESIGN:The vintage design of this radio makes it both a radio and an ideal decorative piece for home décor. It is made of natural wood and has a vintage look reminiscent of the 1960s, as well as a built-in speaker with modern technology for a relaxing time.

A CHARGING CABLEThis charging cable is also brown to match the wooden colour of the radio. The cable is so durable.

BATTERY LIFE: Wondering how long I use my radio? For me personally, the battery lasts up to 2 days without charging it. Keep in mind that I work and that many times I turn it on by 5:30 p.m. and it stays on until the next day (morning), when I leave for work by 10 a.m. The 1000 mAh built-in rechargeable battery provides 10 hours of playback in Bluetooth mode and 20 hours of playback in FM mode. It has a significant amount of battery life.

A STANDThis gives a more comfortable viewing experience and provides stabilization. In my opinion, this is for aesthetic purposes.

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